The insurance professionals of Southern Insurance Agency will be glad to assist you with all of your commercial insurance needs. We provide commercial, property, and auto insurance products to businesses in the Gulf South Region, particularly to restaurants, taverns, clubs, boutique hotels, and condominium associations.

Southern Insurance Agency, LLC – Products



Auto – This coverage provides liability protection from injury to others, their property and damage to your owned auto. ⇧ back to top

Business Auto – Typical coverage includes bodily injury liability, property damage liability, medical payments, personal injury protection, uninsured motorist coverage, and/or comprehensive and collision coverage for a single company vehicle to a fleet. ⇧ back to top

Condominium Association Insurance – Often includes property and flood coverage to protect the building, liability coverage to protect the common areas, and directors and officers coverage in order to protect the condominium board. Boiler/Machinery coverage can also be added. ⇧ back to top

Directors & Officers – Provides protection for profit and non-for-profit companies against claims of negligence, misstatements, errors and omissions, misrepresentation, breach of duty, defamation, trademark, copyright or patent infringement, harassment, discrimination, security law, violations, wrongful termination, antitrust violations. ⇧ back to top

Error & Omissions/Professional Liability – In the current litigious environment, no professional, regardless of the service performed, can fully escape the possibility that their work may fail to meet their clients’ expectations.  Because the liability exposures of another profession differ considerably from the liability exposures of another profession, we can provide different policies to ensure each. ⇧ back to top

Garage Liability – This coverage is designed to businesses engaged in selling, servicing, storing, or parking autos that have special insurance needs. The garage coverage form combines coverage for auto liability, commercial general liability, and physical damage. ⇧ back to top

General Liability – We offer general liability coverage for businesses to cover those costs association with the results of legal claims or suits against the business based on an accusation of fraud or negligence. ⇧ back to top

Hired/Non-Owned Vehicle Liability – This coverage provides contingent excess liability for hired/rented vehicles and non-owned vehicles (vehicles owned by employees and driven for company business.) ⇧ back to top

Liquor Liability – A component of a general liability policy, this protects an insured in case a claim suggests liability for a liquor related incident. ⇧ back to top

Property Packages – Commercial buildings used for offices, manufacturing, retail stores, or habitations can be covered from losses due to fire, wind, hurricane, and flood. ⇧ back to top

Restaurant Insurance – May include property insurance to cover the building and/or business property and inventory against physical loss or damage. Property insurance may also include loss of use or business income insurance that protects revenue stream in the event of a loss or damage to the establishment. Insurance for a restaurant often includes liability coverage designed to insure the business against losses even if they are negligent or liable for damage, injury, or loss to another’s property, reputation, or health. Liability may or may not include liquor liability and/or assault and battery. Restaurant insurance can also be enhanced through endorsements that may protect more adequately, expand coverage, or increase sub limits. ⇧ back to top

Umbrella / Excess Liability – This coverage provides coverage above underlying general liability, auto, and workers compensation. ⇧ back to top

Workers Compensation – Responds to two basic loss exposures, that being an employer’s legal responsibility to pay required workers compensation benefits to employees and the possibility of an employee or some other person or organization making a liability claim against the employer for bodily injury to an employee. We also provide benefits for medical expenses and wage loss resulting from either occupational injury or disease.  ⇧ back to top

Southern Insurance Agency, LLC

725 Magazine Street, Suite E
New Orleans LA, 70130
Telephone: 504.528.9242
Toll Free: 855.528.9242
FAX: 504.528.9245

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